A conversation I have had with a finance company.
Me: My partner is losing his job so we would like to try and come up with a mutual arrangement and lower our payments, at the moment its £30 a week, we would like to try and reduce that to £20
Company: You are in arrears so we need to account for that
Me: Yes I am aware of that, but I have taken that into account
Company: We cannot accept £20, but can accept £40
Me: What the fuck